Terms of Service
Effective Date: August 1, 2025
Welcome to Prism Wallet, a mobile application provided by DiCarlo Software Solutions LLC ("we," "our," or "us"). These Terms of Service ("Terms") govern your use of our mobile application and related services (the "Services"). By using our Services, you agree to these Terms. If you do not agree, please do not use the Services.
1. Use of Services
1.1 Eligibility
You must be at least 18 years old to use the Services. By using the Services, you represent that you meet this requirement.
1.2 Account Registration
To access certain features, you must create an account and provide accurate, complete information. You are responsible for maintaining the confidentiality of your account and for all activities under your account.
1.3 Personal Use
You agree to use the Services only for personal, non-commercial purposes unless otherwise authorized in writing by DiCarlo Software Solutions LLC.
2. Financial Data Integration
2.1 Third-Party Services
We integrate with third-party services such as Plaid to provide financial data aggregation. By using the Services, you authorize us to access and retrieve financial data on your behalf.
2.2 Data Usage
Your financial data is used to deliver personalized financial insights and tools. This data is never sold or shared with third parties without your consent.
3. AI/ML Personalization
We use artificial intelligence and machine learning to provide personalized features. Each user’s data is processed in isolation to train models specific to that user only.
4. Subscriptions and Payments
4.1 Management
Subscriptions are managed through RevenueCat and your mobile platform's app store (Apple App Store or Google Play).
4.2 Billing
All billing and subscription management is handled by your app store provider. DiCarlo Software Solutions LLC does not bill you directly and is not responsible for any billing issues.
5. User Conduct
You agree not to:
- Violate any applicable law or regulation
- Attempt to gain unauthorized access to the Services or other user accounts
- Upload or transmit viruses or harmful code
- Interfere with the functionality or security of the Services
6. Termination
We may suspend or terminate your access to the Services at any time, without notice, if we believe you have violated these Terms or used the Services in a harmful way.
7. Disclaimers and Limitations
The Services are provided "as is" without warranties of any kind. DiCarlo Software Solutions LLC disclaims all warranties, express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement. To the fullest extent permitted by law, we are not liable for any damages resulting from your use of the Services.
8. Indemnification
You agree to indemnify and hold harmless DiCarlo Software Solutions LLC and its affiliates from any claims, losses, damages, liabilities, or expenses arising out of your use of the Services or your violation of these Terms.
9. Changes to Terms
We may update these Terms periodically. Continued use of the Services after any such changes constitutes your acceptance of the revised Terms.
10. Contact Us
If you have any questions about these Terms, please contact us: